A cabin cannot "fail" an inspection, as there is no score or passing grade given. A professional inland inspection is an examination of the common knowledge action of a house. It is not an appraisal. It is not a municipal inspection, which verifies local erection code code compliance. A internal inspector, therefore, will not order http://www.inspectionshome.org/ or fail a house, but rather describe its physical happening and indicate what components and systems may must a major or minor adjustment or replacement.
The intention is that inspectors will carry insurance to protect consumers that rely on their inspections. There is no decisive scheme to protect consumers from uninsured inspectors should there be a problem with a report which a buyer has relied upon. This aspect is under review by Yvette Cooper on behalf of the Government.